Every year millions of workers are injured on the job. Workers’ compensation is a set of laws that mandate the benefits a worker will receive to compensate for a workplace injury. The laws vary from state to state. Most states require businesses with employees to have workers’ comp insurance in the event of injury. Thus, filing for workers’ compensation is similar to filing an insurance claim. An injured worker is not suing his or her employer when filing a claim. The worker is claiming benefits. Death benefits may also be available to the spouse, dependents, and, in some cases, the estate of an employee who dies on the job.